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July 16.2026
1 Minute Read

Concierge Doctor Fees: What You Must Know Now

Did you know that the number of Americans using concierge medical practices increased by over 50% in the last five years? This surge reflects a dramatic shift in how patients access healthcare and what they’re willing to pay for the personalized attention of a concierge doc. If you’re considering stepping away from crowded waiting rooms and rushed appointments, understanding concierge doctor fees is more important now than ever. In this comprehensive guide, we'll break down everything you need to know about the true costs, value, and considerations behind concierge care—empowering you as a patient in today's evolving healthcare landscape.

Understanding Concierge Doctor Fees: An Overview

Concierge doctor fees have become a trending subject as more patients seek an alternative to the often hurried and impersonal care of traditional primary care. A concierge doc offers a membership-based approach, providing expanded access to care services, frequent communication, and a tailored patient experience, all for a set membership fee. These fees can vary widely, but their main purpose is to allow the physician to care for a smaller patient panel, ensuring more personalized care, extended appointment times, and 24/7 availability.

The rise of concierge medicine is disrupting standard care practices and raising important questions about value, transparency, and accessibility in health care. Patients should understand how these fees are structured and what they actually cover before making a commitment. The move toward a concierge practice is often driven by a patient’s desire for improved doctor-patient relationships, more proactive wellness programs, and lower wait times. By the end of this article, you’ll be empowered to decide whether the cost of concierge doctor services aligns with your healthcare needs and budget.

Startling Trends: The Rising Popularity of Concierge Medicine

Concierge medicine has experienced remarkable growth as more people look for individualized care and better access to experienced care docs. Fueled by patient dissatisfaction with traditional primary care and a wish for a stronger relationship with their care doctor, this model now serves an estimated three million Americans. The cost of concierge medicine—a primary factor in its adoption—is often seen as justified by patients seeking routine wellness exams, rapid communication, and proactive health management.

As the healthcare landscape evolves, concierge practices are now found in nearly every major U.S. city, with an increasing number of primary care doctors transitioning from jam-packed patient panels to smaller, more attentive ones. For many, the tradeoff of paying an annual membership fee—or a one-time charge for select services—means more immediate responses from their care physician, personalized health coaching, and even direct coordination with specialists. This trend highlights the ongoing shift toward value-driven, patient-centric care services in the U.S.

concierge doctor fees modern medical office lobby, patients and staff at a concierge care practice

What is a Concierge Doctor and How Do Concierge Doctor Fees Work?

A concierge doctor is a licensed care doctor or primary care physician who limits their patient load and operates in return for a recurring membership fee. Unlike traditional primary care doctors who may be responsible for thousands of patients, a concierge doc typically manages between 300–600 patients. This lower volume allows for same-day appointments, longer visit times, and comprehensive wellness programs.

Concierge doctor fees generally include essential primary care services such as annual physicals, preventive screenings, and health maintenance visits. Additional services—like specialist care, vaccines, or lab tests—may incur extra costs or be billed through insurance. Patients benefit from direct channels to their care doc, including after-hours contact, virtual consults, and quicker response times. The structure of these fees varies by practice and may be annual, monthly, or on a pay-per-service basis.

As you explore the range of services and costs associated with concierge medicine, it's worth noting that some practices are also adopting innovative patient monitoring methods. For example, sweat and saliva testing are emerging as convenient alternatives to traditional blood sampling, offering patients less invasive options for routine health assessments within concierge care models.

Concierge Medicine Practice Explained: Shifting Away from Traditional Primary Care

Traditional primary care is characterized by large patient rosters, shorter appointments, and often lengthy wait times. In contrast, a concierge medicine practice takes a patient-first approach. Patients pay a set fee for improved access to their primary care doc and an emphasis on wellness and prevention. The result? A health care experience focused on early detection, healthy lifestyles, and personalized medical plans.

These medicine practices stand apart from traditional primary care offices by diminishing barriers between doctor and patient, encouraging open, continuous communication, and deploying health coach services or integrated wellness programs. This personalized approach often leads to higher patient satisfaction, earlier treatment of health issues, and comprehensive chronic disease management, shining a light on the true value of the fee-based concierge medical model.

What You'll Learn in This Guide to Concierge Doctor Fees

  • The essential breakdown of concierge doctor fees
  • How fees compare with traditional primary care methods
  • Insights on membership fees and hidden costs
  • What determines concierge medicine charges
  • Key questions to ask before choosing a concierge care doc

How Much Are Concierge Doctor Fees?

The cost of concierge doctor fees varies by region, provider reputation, and included care services. National averages range from $1,500 to $5,000 per year for adult patients, with pediatric and family memberships sometimes available at bundled rates. Urban practices and those in high-demand areas often command higher fees, while rural or suburban practices may offer more competitive pricing.

While these fees may seem steep at first glance, they often cover services that could otherwise result in co-pays or uncovered expenses in primary care practices. Many patients report reduced spending on out-of-pocket urgent care visits and costly ER trips due to more consistent management of their health within the scope of the concierge practice. Understanding regional trends empowers patients to make an informed decision when comparing different concierge medicine practices.

Average Concierge Doctor Fees by Region

Regional pricing for concierge doctor fees is influenced by local demand, cost of living, and the prevalence of concierge care options. For example, major cities like New York, Los Angeles, and Chicago usually see higher annual membership fees (often nearing $4,000–$5,000), while Midwest regions or smaller metropolitan areas may offer entry-level plans closer to $1,200–$2,000. It's essential for patients to research a variety of care practice options and evaluate not only the advertised membership fee but also any included or a la carte services to accurately compare the cost of concierge medicine.

Additional factors affecting price may include the reputation of the care physician or concierge doctor, level of specialty training, integration of wellness or health coach programs, and the inclusion of family or dependent coverage. Always request a detailed breakdown of what's included in the published membership fee—and ask for clarification on potential out-of-pocket costs.

Region Average Annual Fee Typical Services Included
East Coast (NYC, Boston) $3,500–$5,000 Comprehensive exams, wellness coaching, 24/7 access
West Coast (LA, SF) $2,500–$4,500 Extended visits, priority referrals, virtual consults
Midwest (Chicago, St. Louis) $1,800–$3,200 Standard primary care, routine labs, health screenings
South (Atlanta, Dallas) $1,500–$3,000 Preventive screenings, chronic care, online scheduling
Rural/Suburban $1,000–$2,200 Annual checkups, limited wellness, telehealth access

cost of concierge medicine regional average analyzed by financial advisor in a modern office

The Cost of Concierge Medicine versus Traditional Primary Care

When comparing concierge doctor fees to those associated with traditional primary care models, the main difference is predictability and scope. In traditional primary care, patients typically pay per visit or per service and must navigate insurance co-pays, deductibles, and possible surprise bills for lab tests, vaccines, or specialist care. By contrast, most concierge medical practices streamline costs through a transparent, all-inclusive or nearly all-inclusive membership fee, which makes budgeting for annual health care simpler.

It’s also important to understand that not all medical services will be included in your membership. While annual exams, wellness visits, and direct communication are usually covered, you may still need insurance for complex diagnostics, hospitalizations, or specialty referrals. Even so, many patients equate the higher up-front cost of concierge medicine with improved health outcomes, less stress, and fewer unnecessary ER visits, thanks to more attentive care. Ultimately, evaluating the value of a concierge doc means considering both tangible and intangible returns, including your peace of mind.

"Concierge medicine is shifting the paradigm from volume to value, but cost transparency is crucial for patients."

Membership Fee Structures: What to Expect

Membership fee structures are central to concierge doctor fees. Patients may encounter annual, monthly, or one-time models depending on the care doc’s practice. Understanding the nuances of each can prevent unexpected charges and clarify exactly what your investment covers. Some practices charge per household, while others bill per patient, so be sure to review all options before enrolling. Transparency is key—ask about any setup fees, cancellation policies, and whether your membership includes family members or children at a reduced rate.

Clearly defined membership contracts should outline the timeline of coverage, auto-renewal terms, and the exact breakdown of services included. A savvy patient also pays attention to any provisions for price changes, late fees, or special circumstances that allow for early contract termination. Knowing these details upfront equips patients to participate in their own care with confidence.

Annual, Monthly, and One-Time Concierge Doctor Fee Models

Three primary billing models exist in concierge medicine—including annual, monthly, and one-time fee structures. Annual plans are most common, providing year-round access to a menu of care services, health coach support, and urgent consults. Monthly models offer flexibility for those uncertain about long-term commitment, while some clinics present a hybrid approach or charge a setup fee with ongoing smaller payments to smooth costs over time.

Each model has its merits: annual payments may offer a discount but require a substantial up-front investment; monthly plans provide accessibility with manageable costs but often limit certain add-ons. One-time fees typically apply to specific services or initial onboarding. Always confirm what’s included in each membership fee arrangement and whether you’ll face penalties or service gaps if your payment is delayed or you leave mid-term.

Hidden Costs in Concierge Medicine Practice

While the principle behind concierge doctor fees is greater cost transparency, some practices may add charges for special procedures, travel vaccinations, or expanded specialist care. Hidden costs can quickly accumulate if the terms of your membership aren’t crystal clear. Lab tests, imaging, and prescription medications are examples of items that may not be included and for which you’ll still need appropriate insurance coverage or pay out-of-pocket.

Before signing a contract, inquire about emergency services, after-hours visits, and any “upgraded” options such as advanced wellness programs or integrative medicine consultations. It’s crucial to distinguish between core primary care and extra amenities—understanding what’s included and excluded prevents unwelcome surprises and helps judge whether concierge medicine practice aligns with your healthcare needs.

Concierge Medicine Practice and Insurance: What’s Covered?

Most concierge doctors recommend patients maintain private insurance or Medicare to cover specialist hospitalizations, surgery, or specialty medicine. While a membership fee provides access to regular checkups, wellness visits, and direct communication, insurance is still essential for catastrophic events, urgent specialist care, and high-cost imaging.

Some concierge practices will bill your insurer for specific, covered procedures; others operate entirely outside traditional insurance frameworks. Always confirm how your care doctor will coordinate with your health plan, what written documentation you’ll receive for billing, and who handles pre-authorizations. The more transparent your medicine practice is about insurance protocols and coordination, the less likely you are to encounter unexpected medical bills.

What Services Are Covered by Concierge Doctor Fees?

Concierge doctor fees are designed to provide convenient and comprehensive healthcare experiences. While inclusions may differ somewhat by concierge medicine practice, most typically offer thorough annual exams, unlimited office visits, same-day or next-day bookings, and a variety of wellness programs that may feature health coaching, nutrition guidance, or preventive screenings.

Many primary care doc offices in the concierge medical space extend their perks to telephone consultations, virtual care visits, and coordination of referrals to subspecialist care. Repeat access to a trusted health coach or extended support for chronic condition management is also increasingly common in leading concierge practices nationwide.

wellness programs concierge doctor fees explained with smiling physician and family

Wellness Programs & Health Coach Services

A major differentiation of concierge medicine is the integration of wellness programs and health coach services. These offerings focus on preventive health, long-term well-being, and lifestyle modification. Your health coach may provide ongoing education, regular check-ins, and tailored strategies to help you reach goals around nutrition, exercise, stress management, and weight loss.

Comprehensive wellness services often extend beyond what a traditional primary care practice covers. Many concierge practices invest in personalized risk assessments, chronic disease prevention planning, and educational events—adding tangible and intangible value to the annual or monthly membership fee. If long-term health improvement is a top priority for you, investigate which wellness programs and coaching modules are included versus which are add-ons, for the best value.

Personalized Care: Access to Your Concierge Doctor

A cornerstone of the concierge care experience is reliable, direct access to your designated concierge doctor or care doc. This relationship is the foundation for proactive prevention, fast problem-solving, and thorough understanding of your health history. In practice, patients benefit from direct cell phone or email communication with their physician, rapid response during urgent issues, and the peace of mind of a genuinely patient-centered approach.

Such personalized care often results in fewer urgent care visits and improved management of chronic diseases, and offers an experience that’s difficult to find in larger primary care practices. Consider the value of this personalized relationship when weighing the higher costs of concierge medicine, particularly if you have complex or ongoing healthcare needs.

primary care doc availability for virtual consult in concierge care practice

Primary Care Doc Availability vs. Traditional Primary Care

One of the most compelling reasons to invest in concierge medicine is the dramatic boost in doctor availability. Most concierge doctors pride themselves on limiting patient panels so they can offer 24/7 direct communication, same-day appointments, and longer visit durations—often extending consultations to 30–60 minutes versus the typical 10–15 minutes in a traditional primary care office.

Patients also usually receive comprehensive health screenings as part of their ongoing membership, and can expect their care doc to orchestrate follow-ups, coordinate specialist care, and guide preventive strategy. This increased access translates to quicker answers, more meaningful exchanges, and a higher likelihood of catching issues early—which is particularly beneficial for those managing chronic diseases or requiring ongoing health management.

  • 24/7 direct communication
  • Same-day appointments
  • Extended visit durations
  • Comprehensive health screenings

Who Should Consider a Concierge Doctor?

The ideal client for concierge medicine is someone who values a close relationship with their care doctor and prefers proactive, personalized approaches to healthcare. Individuals with chronic conditions, complex medical backgrounds, or demanding lifestyles may see substantial benefit; so, too, may families seeking a high degree of convenience and continuity in their care. Those frustrated with short visits, limited access, or gaps in preventive guidance within traditional primary care practices are likely to find concierge services more aligned with their expectations.

However, since the cost of concierge medicine often exceeds standard insurance premiums, it’s crucial for prospective members to weigh the value of enhanced access, shorter wait times, customized wellness programs, and ongoing support from a dedicated health coach or care physician.

Candidate Profiles: Who Benefits Most from Concierge Care?

Patients who benefit most from a concierge doctor typically include busy professionals, frequent travelers, seniors seeking comprehensive health management, and individuals with multiple health concerns. Extensive availability, telehealth consults, and direct doctor access are also a draw for parents managing complex pediatric needs or anyone willing to invest in long-term preventive health.

Families, business executives, and those seeking a health partner rather than just a provider are increasingly shifting to concierge care. The demographic continues to expand as awareness grows about the gaps in traditional primary care service and the added value of a smaller, more attentive medical service environment.

Is Concierge Medicine Worth the Cost?

concierge doctor worth it? middle-aged patient evaluating value of personalized care

For many, the added investment in a concierge medicine practice is justified by improved health outcomes, better physician relationships, and less stress navigating urgent or specialty care. Consider your own healthcare needs: if you frequently require immediate access to a primary care doc, have complex health goals, or prioritize prevention and wellness, the returns may exceed the cost of concierge medicine over time. Still, it is important to conduct due diligence and compare offerings from several care docs before making the transition.

Remember: value is subjective. For some, the convenience and thoroughness of concierge care justify the premium; for others—particularly those with minimal health needs—the traditional model may still offer the best financial fit.

How to Choose the Right Concierge Medicine Practice

With so many options for concierge care, how do you find the best fit? Start by evaluating the credentials of each care doctor, the size of their practice, and the exact membership fee structure. Look for physicians who are transparent about their offerings and who welcome your questions about contracts, included and excluded care services, and their philosophy toward wellness and health coaching.

Consider asking current patients about their experiences, examining online reviews, and verifying board certification of the care doc. The right practice should blend trust, accessibility, and preventive focus, so you feel confident venturing away from traditional primary care.

Key Criteria for Evaluating Concierge Doctors

Prioritize practices with established experience, positive reputations, and clearly defined fee and service lists. Ensure your chosen care physician is accessible in emergencies, offers robust wellness programs, and provides family-friendly options if needed. Compatibility with your insurance plan and a well-staffed support team—often including health coaches, nurse practitioners, or a dedicated office manager—are additional pluses. Ultimately, the “best” concierge doc is one whose approach aligns with your long-term health priorities and who offers practical flexibility in care delivery.

Transparency, empathy, and a commitment to evidence-based medicine are hallmarks of leading concierge medicine practices, and should top your list as you compare options.

"The true value of a concierge doc lies in time, accessibility, and proactive prevention."

Membership Contracts and Termination Policies

Carefully examine membership contracts before signing. Look for clear explanations about renewal, early termination, refund options, automatically recurring charges, and processes for handling disputes or changes to care doc availability. The best concierge care practices clearly state the terms, avoiding legal jargon and supporting an ongoing dialogue about your plan as your healthcare needs evolve.

If you’re uncertain about the depth of services included, or how easy it is to exit or transfer your membership, ask for this information in writing. Such due diligence ensures there won’t be surprises later on, and it empowers you as a healthcare consumer evaluating the true value of the cost of concierge medicine.

Comparing Concierge Doctor Fees: Top Tips for Savvy Patients

  1. Request fee transparency up front
  2. Inquire about included and excluded services
  3. Ask for references from current patients
  4. Investigate the medical credentials of the care doctor
  5. Assess practice size and accessibility

savvy patients comparing concierge doctor fees with a concierge doc in a modern office

People Also Ask About Concierge Doctor Fees

Is concierge doctor worth it?

Concierge doctor fees offer increased physician access and personalized care, which many patients find worthwhile if the value aligns with personal healthcare needs, chronic conditions, or a desire for preventive care.

What are the drawbacks of concierge medicine?

The primary drawbacks include higher costs, exclusion from insurance coverage for certain services, and potential inaccessibility for those unable to afford membership fees. Additionally, there is some concern over the impact on wider healthcare accessibility.

How do concierge doctors bill?

Most concierge doctors bill through a membership fee structure, either annually or monthly, which covers enhanced access and baseline services. Additional procedures or external specialist care may incur separate charges.

Frequently Asked Questions about Concierge Doctor Fees

  • Are concierge doctor fees covered by insurance?
  • Can Medicare be used with a concierge doctor?
  • Do concierge medicine fees include emergency visits?
  • What happens if I need hospitalization?

Key Takeaways: Concierge Doctor Fees

  • Concierge doctor fees typically range from $1,500 to $5,000 per year
  • Fee structures, inclusions, and terms vary widely
  • Patients enjoy greater access, though at a premium cost
  • Due diligence is critical before enrolling in a concierge care model

Explore Concierge Medicine Options Today

Contact local concierge medicine practices to discuss their fees and offerings. Compare plans to find which concierge care doc is the best fit for your health needs.

Ready for a change? Explore your options, schedule a consultation, and make your health a priority with concierge care tailored to your lifestyle.

As you weigh the benefits and costs of concierge doctor fees, remember that the landscape of personalized healthcare is rapidly evolving. Staying informed about the latest advancements—such as non-invasive patient monitoring and innovative wellness strategies—can help you maximize the value of your membership. If you're interested in how technology is transforming routine checkups and chronic disease management, consider exploring how sweat and saliva testing are redefining patient monitoring in modern medicine. Embracing these forward-thinking approaches can empower you to take a more active role in your health journey and ensure your concierge care experience remains at the cutting edge.

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R","city":"Sheridan","state":"WY","zip":"82801","email":"info@banidadigital.com","tos":"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","privacy":"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